Morgan was born at The Ohio State University Hospital. For the first nine months of her life, she lived in a foster home before being adopted and raised on the east side of Columbus (Berwick) by a Columbus Public Schools teacher. Morgan received financial aid to attend Columbus Academy. She developed an intense commitment to fighting inequality after seeing how opportunities open up, no matter your upbringing, once you’re equipped with resources. She later received financial aid with help from the Ron Brown Scholar Program to attend Tufts (BA), Princeton (MA), and Stanford (JD). She spent three years at the Consumer Financial Protection Bureau (CFPB) protecting consumers against predatory lenders and most recently at the Local Initiatives Support Corporation (LISC) which invests in communities that have been systematically under-resourced. She cares about nothing more than ending economic segregation—which she believes is systemic. She recently run a campaign for congress in Ohio.